The cost of dental care, which is essential for general health, is a barrier for many Canadians. The federal government created the Canadian Dental Care Plan (CDCP) to solve this. Through assistance in obtaining and affording required dental care, this program aims to reduce the financial burden sometimes connected with acquiring oral health treatments for qualifying citizens.
Those who meet all qualifying requirements and those without access to any dental insurance are explicitly covered by the CDCP. Benefit holders under the CDCP will be free to select any dentist they like as of July 8, 2024, as long as the dentist consents to bill Sun Life directly for the services rendered. Thanks to our direct billing arrangement, it is simpler for customers to receive the dental care they require without paying in advance.
Everything you ought to know about the Canadian Dental Care Plan is included in this article. You will discover information on the covered services, eligibility, application procedures, and the coverage’s fine print.
Eligibility for CDCP:
- No Dental Insurance: To qualify for the CDCP, a person must not have dental insurance.
- Income Requirements: Applicants must earn less than $90,000 in net family income after adjustments. This guarantees that the strategy focuses on the people who require financial support the most.
- Residency: For taxation reasons, applicants must be residents of Canada.
- Tax Return Filing: It is required to have submitted a tax return for the preceding year.
Individuals may still be eligible for the CDCP even if they get dental coverage via federal, provincial, or territory social programs. To ensure no extraneous or missing services, the coverage from these programs will be synchronized with the CDCP. The person must continue to fulfill the qualifying standards each year to be covered by the CDCP.
Services Covered under Canada Dental Care Plan 2024:
The CDCP aims to provide comprehensive oral healthcare services to cure illnesses, avoid problems, and preserve dental health. The CDCP offers the following services:
- Examples of preventative care are cleanings and fluoride treatments.
- These are vital for preserving oral health and averting dental issues.
- Diagnostic services include examinations and X-rays, which aid in the early identification and diagnosis of dental problems.
- Services for Restorative Dentistry comprise fillings that repair and preserve damaged teeth.
- Endodontic Services: Included are root canal procedures, which are required to save teeth with infected pulp.
- Prosthodontic Services: This category includes services such as dentures used to replace lost teeth.
- Periodontal Services: Gum disease treatment involves deep scrubbing.
- Services for Oral Surgery: This category comprises teeth extractions and other surgical operations necessary for good oral hygiene.
Based on the applicant’s adjusted income and the approved CDCP fees, the CDCP reimburses a portion of dental care expenses. On the other hand, copayments are extracurricular expenses that patients may be required to pay the oral health practitioner. If copayments are necessary
- The net family income after adjustments ranges from $70,000 to $89,999.
- Oral health care services are more expensive than the set CDCP rates.
- The CDCP does not cover agreed-upon services.
CDCP 2024 Application Dates:
- Seniors who are 87 or older may begin applying in December 2023.
- Seniors between the ages of 77 and 86 may start applying in January 2024.
- Seniors between 72 and 76 may begin applying in February 2024.
- Seniors between 70 and 71 may start applying in March 2024.
- Seniors 65 to 69 years old may begin applying as of May 2024.
- Beginning in June 2024, those with a Disability Tax Credit Certificate are eligible to apply.
- Applications from minors under the age of eighteen may begin in June 2024.
- In 2025, any Canadian residents who are still eligible will be able to apply.
Apply Online for Canada Dental Care Plan 2024:
To apply online for the Canada Dental Care Plan 2024, go to https://www.canada.ca and follow the instructions below.
- First, get to the homepage by opening the official website at https://www.canada.ca/.
- Go ahead and look for Canada Dental Benefit; after that, select Apply Online.
- Before submitting an online application, confirm your eligibility.
- Now, fill out the application with your information, including your ID number, state, family income, and other relevant facts.
- After applying, you must wait for the authorities to accept your request.
When is the Application Deadline?
Phased implementation of the CDCP is being done to guarantee a seamless deployment.
- Seniors: As of the end of 2023, sure seniors are eligible to qualify for coverage.
- Children Under 18: Parents may apply for the CDCP for their children under 18 starting June 2024.
- Children Under 12: Children under twelve who do not need dental insurance may already qualify for the Canada Dental Benefit.
- This benefit, which offers a tax-free payment of $260, $390, or $650 for the child’s dental treatment transfer to the federal dental care plan, is accessible until June 30, 2024.
- Adults with Disability Tax Credit: Beginning in June 2024, adults with a current Disability Tax Credit certificate may apply for the CDCP.
- Remaining Eligible Inhabitants: In 2025, any remaining eligible inhabitants of Canada may apply to the CDCP.
CDCP Documents Requirements:
To apply, you’ll need:
- Social Syou’lly Number
- Date of Birth
- Complete name
- residential and postal addresses
- Details on any dental coverage provided by public social programs
- filed your 2023 tax return and, if appropriate, your spouse’s or common-laspouse’s notice of a partner’s.
Check the Status of the CDCP Application:
After applying, you can check its status over the phone or online:
- Online: Enter your Application Code or Client Number on the application status portal.
- By Phone: To confirm your identification, call 1-833-537-4342, choose option number 2, and enter your SIN and Application Code or Client Number.